Pursuant to the Real Estate Settlement Procedures Act (RESPA), Section 8, this document certifies that no referral fees, kickbacks, fee-splitting arrangements, or unearned fees were paid or received in connection with any referral to any vendor, service provider, or settlement service listed herein. The vendors presented through the HomeSleuthAI platform were selected solely based on quality of service, verified credentials, and client compatibility. No financial consideration of any kind was exchanged between any real estate agent affiliated with HomeSleuthAI and any vendor listed in this audit record. This audit log is generated for Errors & Omissions (E&O) insurance documentation purposes and represents an accurate record of vendor referral activity. All timestamps are recorded in UTC. All information is accurate to the best of the agent's knowledge at the time of generation.